Privacy Policy
Last updated: 12 November 2026
S & P Bank Loan Services (“we”, “us”) respects your privacy. This policy explains what personal information we receive through bankloan.org.in, why we use it and the choices you have. It is written with the Digital Personal Data Protection Act, 2023 and the Information Technology Act, 2000 in view.
Information we collect
Information you give us. When you send an enquiry through our contact form, call us or write to us, we receive the details you choose to share, such as your name, email address, phone number and the content of your message. If you go on to engage our services, we may ask for further documents needed for a loan application. That information is handled under the terms agreed with you at that stage.
Information collected automatically. Our hosting provider records standard technical information when a page is requested, such as IP address, browser type and the time of the request. This is used to deliver the site and keep it secure.
What we do not collect. The EMI calculator and the site search run entirely in your browser. The figures and words you type into them are not sent to us or stored. The website itself does not set advertising or tracking cookies.
How we use information
- To reply to your enquiry and provide the services you ask for.
- To operate, secure and improve this website.
- To comply with legal obligations.
We process personal information on the basis of your consent, given when you contact us, or for other uses permitted by law. We do not sell personal information.
Service providers and third parties
- Hosting and security: the site is delivered through Cloudflare.
- Enquiry form: messages sent through the contact form are passed to us by a form-delivery service provider.
- Google Maps: the map shown on our pages is provided by Google. When it loads, Google may collect information and set cookies under its own privacy policy.
- Banks and NBFCs: where you engage us for a loan application, we share your information with the lenders concerned, with your knowledge, for that purpose.
- Legal requirements: we may disclose information where the law requires it.
This website links to other websites. We are not responsible for their content or privacy practices.
Retention and security
We keep personal information only for as long as it is needed for the purpose for which it was given, or as the law requires. We take reasonable safeguards to protect it. No method of transmission over the internet is completely secure, so we cannot guarantee absolute security.
Your rights
Subject to applicable law, you may ask us to:
- tell you what personal information we hold about you;
- correct or update it;
- erase it, where we are not required to retain it;
- stop using it, by withdrawing your consent.
You may also nominate another person to exercise these rights on your behalf as the law allows. If you are not satisfied with our response to a grievance, you may approach the Data Protection Board of India.
Children
This website is not directed at persons under 18 years of age, and we do not knowingly collect their personal information.
Changes to this policy
We may update this policy from time to time. The date at the top shows when it was last revised.
Contact and grievances
For any question, request or grievance about your personal information, write to us:
S & P Bank Loan Services 8/13, I Floor, Bharathi Salai, West Mogappair, Chennai, Tamil Nadu, India – 600037 Email: bankloan.org.in@gmail.com Phone: +91 99942 87060