Disclaimer

Last updated: 12 November 2026

General information only

The content of this website is published for general information about loans and related financial services in India. It is not financial, investment, legal or tax advice. You should obtain advice suited to your own circumstances before taking any financial decision.

Loan sanction rests with the lender

S & P Bank Loan Services provides loan consultancy and assistance. The decision to sanction a loan, and the amount, interest rate, tenure, fees and other terms, rest solely with the bank or non-banking financial company concerned. We do not guarantee the approval of any loan, any particular interest rate or any timeline for sanction or disbursal.

Rates, schemes and rules change

Interest rates, eligibility criteria, government schemes, tax provisions and regulatory requirements mentioned in our articles reflect the position as understood at the time of writing, and they change. Please confirm the current position with the lender, the Reserve Bank of India or the relevant authority before relying on it.

EMI calculator

The results shown by the EMI calculator are estimates for guidance only. Your actual instalment will depend on the lender’s sanctioned terms, the type of interest rate, fees and the date of disbursal.

Accuracy

We take care in preparing the content of this website, but we make no warranty that it is complete, accurate or up to date, and we accept no liability for any loss arising from reliance on it, to the extent permitted by law.

External links

Links to other websites are provided for convenience. We do not endorse them and are not responsible for their content.

Protect yourself from fraud

We will never ask you for your net-banking password, card PIN or one-time password (OTP). If you receive a suspicious call or message claiming to be from us, please contact us directly using the details on our Contact page before acting on it.

Contact

For any clarification, write to bankloan.org.in@gmail.com or call +91 99942 87060.